How are you feeling being just 5 years from retirement? Are you smiling and looking forward to retirement living or are you frowning and worried about your retirement years.
For 95% of people (these statistics have been the same for 50 years +), their retirement funds are inadequate to carry on a decent life. Only 5 out of every 100 people have sufficient in their 401k retirement plans.
So how do you save money but not skimp on quality? You cut out the middleman. Did you know that 63% of the price of items found in a supermarket is made up of advertising costs, warehousing, freight etc.
Buy cheaper brands. If you need to save a few pennies, may be you need to shop for cheaper brands. Most supermarkets offer a generic home brand product in competition to the large multinational producers. In some cases they are on par but it's usually up to a bit of self-talk that the generic product is ok. But you will save money, at least on paper.
Can You Increase Your Income And Decease Your Spending At The Same Time? If you are 5 years from retirement and want to increase your income and decrease your spending, it can be done. It requires a change in your thinking though.
For 95% of people (these statistics have been the same for 50 years +), their retirement funds are inadequate to carry on a decent life. Only 5 out of every 100 people have sufficient in their 401k retirement plans.
So how do you save money but not skimp on quality? You cut out the middleman. Did you know that 63% of the price of items found in a supermarket is made up of advertising costs, warehousing, freight etc.
Buy cheaper brands. If you need to save a few pennies, may be you need to shop for cheaper brands. Most supermarkets offer a generic home brand product in competition to the large multinational producers. In some cases they are on par but it's usually up to a bit of self-talk that the generic product is ok. But you will save money, at least on paper.
Can You Increase Your Income And Decease Your Spending At The Same Time? If you are 5 years from retirement and want to increase your income and decrease your spending, it can be done. It requires a change in your thinking though.
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