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Thursday, May 24, 2018

3 Steps Toward Balancing Your Checkbook, With Robert Jain

By Jason McDonald


You might have heard say that someone was balancing their checkbook, but what exactly does this statement mean? In simplest terms, it refers to when someone records all deposits and withdrawals made in their account. This allows them to keep track of their finances, particularly when it comes to the money that they currently have in their account. For a better understanding of what this requires, please follow these 3 pointers offered by Robert Jain.

One of the steps toward a balanced checkbook - and names along the lines of Bob Jain will agree - is recording your data daily. You might not think that this is needed, especially with the tedium that comes with inputting data every day. However, by doing this, you will always be caught up with your purchases. This will make pulling up data considerably easier as well if you find yourself in a position where it's needed.

Next, doublecheck every entry that you make to ensure accuracy. Even if you're the most careful individual in the world, the margin for error always exists, especially when it comes to financial matters like checkbook balancing. See what you've written in your checkbook to determine if it matches up to the actual purchases, transactions, or what have you that have been made. Needless to say, the more accurate your data is, the better.

You should also compare what you've written in your checkbook to the monthly billing statements you receive in the mail. Not only do these help you pay amounts that you've put on your credit cards, but they provide information that will make balancing your checkbook considerably easier. Furthermore, you can see if there are any unfamiliar transactions listed on each statement. From there, you can contact your bank to see what can be done.

If you'd like to get the most out of your money, knowing how to balance your checkbook is a great place to begin. It will keep you on track at all times, not only in terms of what you spend but how much you have left in the bank as well. You don't want to go overboard with spending, after all, which is why you should always keep an accurate checkbook. Having this information on hand will benefit you in the long term.




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